Independent Living

In the past few decades, more and more seniors have chosen to lead active lives—without the responsibilities of home ownership—by moving to independent living communities (which also are known as retirement centers, retirement homes, or senior apartments). The word “independent” refers to the fact that residents in such communities are able live without requiring help in their activities of daily living such as bathing, dressing, or eating. Independent living facilities provide unparalleled flexibility in the ways that seniors choose to live.

Residents live in apartments, condominiums, or freestanding homes, some of which may be available fully furnished. Most independent living communities are highly social: People there are active in clubs, educational classes, fitness centers and more, and they befriend those who share their interests. This is in contrast to many seniors who, living alone, can feel isolated and develop psychological or emotional problems. The communities are designed for adults 55 and older so that most residents’ neighbors are similar in age to themselves. Nearly all independent living communities host or coordinate group social activities and trips, which may include dinners, dances, urban or rural outings, and shopping.

Many independent living communities make available services that enable seniors to lead comfortable lives for many years. These include meal services, housekeeping, and grounds keeping. Residents who need further assistance often can arrange with outside providers to get special services, such as medical care, and thereby allay the need for transferring to assisted living communities or nursing homes.

Low-income seniors can take advantage of independent living apartment complexes made available via subsidy by HUD (the U.S. Department of Housing and Urban Development). But demand for these is high, and waiting to get one can take years.